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GOLD PERSONAL PENSION

SCHEME (QNUPS)




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Introduction





The efpg Gold Personal Pension Plan is a Qualifying Non-UK Pension Scheme (QNUPS). The QNUPS is an HMRC registered overseas pension scheme suitable for individuals looking to consolidate assets under a trust or a contract. Unlike a normal pension scheme a QNUPS is able to own assets such as direct company shares, residential and commercial property in the UK and overseas.


In addition there is no limit to contributions to the scheme however, no tax relief is applied to contributions. Due to the complexity of establishing and running a QNUPS the cost is dependent on the individual circumstances. If you would like more information on how a QNUPS can help you improve your retirement planning then please contact us for more information.



SCHEME OVERVIEW





Potentially protects funds transferred into the scheme from possible adverse changes to tax and pension legislation in the originating country.





No specified limits on the size of contributions into the scheme.





Contributions can be a lump sum or regular.





Access to retirement benefits from age 55. Unless otherwise agreed with the trustee, the commencement of income drawdown must be before age 75 or any other maximum age allowed by Gibraltar regulations.





On death your nominated beneficiaries may receive the funds remaining in your scheme. This can be free of UK inheritance tax but is dependent on the beneficiary's personal circumstances.





Depending on your country of tax residence potentially significantly lower rates of income tax payable on pension income.





Provides the opportunity to denominate your pension scheme benefits in an alternative currency.



YOU SHOULD ALWAYS SEEK ADVICE FROM AN INDEPENDENT FINANCIAL ADVISOR BEFORE MAKING ANY DECISION.
CLICK BELOW IF YOU REQUIRE ASSISTANCE FROM OUR SISTER COMPANY EFFECTIVE FINANCIAL PLANNING GROUP.


GET ADVICE

Benefits



► No specified limits on the size of contributions into the scheme.


► Exempt from UK Inheritance Tax.


► Particularly beneficial for those who are likely to exceed the UK Lifetime Allowance.


► Income taxed at source at a rate of 2.5%.


FREE CONSULTATION





The efpg Group





WE GET RESULTS





FOUNDED IN 2004, efpg IS A WELL REGARDED AND ESTABLISHED COMPANY THAT HAS A PROVEN TRACK RECORD.



COMPANY INFORMATION


European Financial Pension Group

​

PO Box 1483

13 Irish Town

Gibraltar


Private Company Limited By Shares Country of Incorporation: Gibraltar Incorporation Number: 93480 Incorporation Date: 02/12/2004


​Authorised and regulated by Gibraltar Financial Services Commission Licence No. 4996



European Financial Pension Group is a trading name of European Financial Planning Group Ltd*



CONTACT DETAILS


Email

info@efpg.net


Phone

+350 200 49750



At efpg we work with Tree-Nation to help offset our carbon footprint as part of our going green campaign So for every policy created at efpg we collaborate with Tree-Nation to plant a tree. To find out more about exactly how Tree-Nation is caring for our environment, visit -

https://tree-nation.com





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EUROPEAN FINANCIAL PENSION GROUP